£1 billion allocated exclusively to the UK property market.

4.95% p.a. including lender's margin "low start" interest rate (rising to 5.95% after 6 years). 20 year fixed interest loan with lender's only break after 6 years (without penalty). Fixed interest loans from 15 to 30 years are also available, call for details.

Suitable securities:

• Quality residential investment portfolios
• Long term (25+ years) undoubted tenant commercial investments
• Quality well spread commercial portfolio, particularly retail
• Minimum loan £5 million - no maximum

The rate is a function of the money market and can fluctate daily. The above is based on a fixing on 7 Jan 2008.

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